Edie Quentance is the odd one out in her family, a rebellious brunette among blond conformists. For generations, Quentance Bank has managed the private wealth of its rich clients. When Edie is pushed into joining the family business, she finds the work tedious. As a diversion, she seeks to uncover the truth about her great-grandfather Kit. Branded a coward and a thief, Kit Quentance escaped from Titanic and was rumoured to have carried a fortune into the lifeboat with him.
Edie's excavations reveal shocking truths about Titanic's sinking, as well as unearthing far more recent secrets suggesting that Quentance Bank is not the paragon of probity it appears to be. As she attempts to right her family's wrong-doings, Edie's position becomes increasingly dangerous. Her twin brother, her parents, her uncle - is there anyone out there she can trust?